I received this great link. She shows you how to keep your cash envelopes all together in your wallet. Very Pretty.
I use the envelope system here in Belize because the bank fees are ridiculous. Don't get me wrong, we still have a bank account. We just pull out the money we need on a weekly basis from the atm and put it in envelopes. In the US we used our checks for everything, but here they charge you for every single check you use, plus they charge you to withdraw money from a teller. The only thing they don't charge for is using the atm. And going to the atm every day is not cool.
That's where the envelopes come in. If you don't use envelopes (or some kind of budgeting tactic) to keep your money separated, you will run out of money before the end of the month because everything here is so expensive
As Christians we have to be good stewards, so the envelope system has definitely helped. Dave Ramsey, the author of Total Money Makeover, also advocates the envelope system.
This tutorial will just be an easier way to implement the envelope system. Lately, I have to dig through my purse to find the envelopes. Can you say time saver? You don't even need to make the pretty envelopes, just use regular envelopes and stitch them together per the tutorial.
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